A directory of travel medical insurance for US travelers. Compare insurers, plan brands, expat brokers, comparison sites and evacuation memberships, with categories for trip insurance, expat and nomad health, visitors to the USA, students, seniors, cruises, adventure sports and pre-existing conditions.

One entry per business, not per plan

Best Travel Medical Insurance lists the businesses that sell travel medical cover, one entry each. International Medical Group is one listing, and so is a broker with a single office. The plans you are comparing sit inside the business's write-up, so the entry for a company covers its range, its underwriters and its claims process together. A business appears in every category its own pages qualify it for, with the same write-up behind it each time, so a seller whose plans cover students, visitors to the USA and cruises shows up under all three.

There are 17 categories. Eleven describe what kind of business it is, and six describe a traveler's situation.

Who sells the cover

Travel Medical Insurance collects the plan brands built around short-term medical cover abroad, such as Seven Corners, WorldTrips, Trawick International and Blue Cross Blue Shield Global Solutions. Comprehensive Trip Insurance is for plans that pair trip cancellation with emergency medical, from Travel Guard and Travelex to Berkshire Hathaway Travel Protection. Expat and Long-Term Health lists international health insurers for people who live abroad, like Cigna Global, Bupa Global and Allianz Care, while Expat Insurance Brokers lists the firms that place that cover for you. Digital Nomad Insurance, Visitors to the USA, Student and Visa Insurance, Extreme Sports and High-Altitude Coverage, and Mission and Volunteer Travel each gather sellers who build products for that group. Emergency Evacuation and Assistance covers memberships such as Global Rescue and Medjet, some of which say on their own pages that they are not insurance. Comparison Sites and Marketplaces lists portals and brokers that quote several insurers' plans side by side.

The kind of business matters. An insurer carries the risk, a plan brand designs and sells a plan that a named insurer underwrites, and a broker or portal places you with someone else's plan. Each write-up says which one it is and names the underwriter where the business's pages do.

Situations

Travel Insurance for Seniors, Pre-Existing Conditions, Family and Group Travel Plans, Annual Multi-Trip Insurance, Cruise Travel Insurance and Business Travel Insurance are memberships, not separate write-ups. A business joins one because its own pages describe a plan or rule for that situation, such as an age band, a pre-existing condition provision or an annual plan.

Reading a plan

The write-ups report the terms each business publishes: medical maximums, deductibles, age limits, pre-existing condition rules and who underwrites what, each as the business states it. They are summaries, not the policy. The certificate or policy wording decides what is covered, and where a business's own pages disagree with each other, the write-up says so. This directory is not insurance advice, and nothing here tells you which plan fits your health, your destination or your trip.